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    IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING

                                                      A NEW ACCOUNT

     To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

     What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

At a Glance
Best For
Features

Minimum Balance

Fees
Statement Savings
Basic savings account with a low monthly minimum balance. Individuals requiring a low cost savings account.

Convenient way to save

Low minimum balance requirement

$5.00 new account bonus if you also have a Sidney State Bank checking account

Quick access to funds

Pays interest quarterly

Free ATM card available

$100.00 to avoid a quarterly maintenance charge

$3.00 per quarter if the balance falls below $100 during the quarter*

*waived for customers under the age of 18 .

 

Money Market Savings
Savings account that earns a higher rate of interest than  Basic Savings Individuals requiring quick access to their savings, but desiring a higher yield than that available with Basic Savings

Pays higher interest rate than Basic Savings

Pays interest monthly

$5.00 new account bonus if you also have a Sidney State Bank checking account
$1000.00 to avoid the monthly maintenance charge $5.00 monthly maintenance charge if the balance falls below $1000.00

 

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