Over Eighty Years of Continuous Service

 

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   IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING

                                                      A NEW ACCOUNT

     To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

     What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

 

 

**Sidney State Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

At a Glance

Best For

Features

Minimum 
Balance

Fees
Sidney E-Checking

A unique account for the electronic banking user.

This account was specifically designed to appeal to the person that will be paying for purchases with our VISA Check Card , paying bills electronically, and getting  cash from an ATM.  If you are signed–up for internet banking with Sidney State Bank, this may be the checking account for you.

Free Internet Banking service

Free Bill Pay service

No minimum balance to avoid a monthly maintenance charge  

Free ATM/VISA Check card

No charge for debit card transactions, ATM withdrawals, ACH debits or credits

No per check charge for up to five checks per month

Earns the highest interest rate that we offer on a transaction account 

First order of  personalized checks Free

Discount on loan interest rates when you authorize automatic payments to be deducted from your checking account

Free personalized checks for those 50 or better

$2500.00 minimum balance to earn interest.

No minimum balance to avoid a monthly maintenance charge.
$.50 for each check posting to the account after the five (5) free checks available each month
Sidney Budget  Checking
A low cost account with no minimum balances to worry about. This account should appeal to individuals who desire a checking account with no per check fees and do not want to be worried about maintaining a minimum balance.

No minimum balance to maintain.

Unlimited checking.  Write all the checks you like with no fee.

Free personalized checks.

Free  ATM/VISA Check card

Free Internet Banking service available

Free Bill Pay service available

Discount on loan interest rates when you authorize automatic loan payments to be deducted from your checking account

None $5.00 per month maintenance charge
Sidney Basic Checking
Basic checking account with Sidney State Bank benefits This account should appeal to those individuals who desire a checking account without per check fees and are able to maintain a small minimum balance.

Unlimited checking.  Write all the checks you like with no fee.

Earns interest when balance is $1000 or more

First order of  personalized checks Free

Free ATM/Visa Check card

Free Internet Banking service available

Free Bill Pay service available

Discount on  personal loan interest rates when you authorize automatic payments to be deducted from your checking account

Monthly maintenance charge waived when you have a mortgage with Sidney State Bank

Free personalized checks for those 50 or better

$500.00 to avoid a monthly maintenance charge

$1000.00 to earn interest

 

$8.00 monthly maintenance charge if the balance falls below $500.00
Free Checking
A checking account with no monthly service charge.  

Free Internet Banking service

Low-cost Bill Paying service  

Free ATM/Visa Check card

None None

 

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