Checking Accounts
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
| Sidney E-Checking | Sidney Budget Checking | Sidney Basic Checking | Free Checking | |
|---|---|---|---|---|
| At a Glance | A unique account for the electronic banking user. | A low cost account with no minimum balances to worry about. | Basic checking account with Sidney State Bank benefits | A checking account with no monthly service charge. |
| Best For | This account was specifically designed to appeal to the person that will be paying for purchases with our VISA Check Card , paying bills electronically, and getting cash from an ATM. If you are signed–up for internet banking with Sidney State Bank, this may be the checking account for you. | This account should appeal to individuals who desire a checking account with no per check fees and do not want to be worried about maintaining a minimum balance. | This account should appeal to those individuals who desire a checking account without per check fees and are able to maintain a small minimum balance. | |
| Features |
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| Minimum Balance | $2500.00 minimum balance to earn interest. No minimum balance to avoid a monthly maintenance charge. |
None | $500.00 to avoid a monthly maintenance charge $1000.00 to earn interest |
None |
| Fees | $.50 for each check posting to the account after the five (5) free checks available each month | $5.00 per month maintenance charge | $8.00 monthly maintenance charge if the balance falls below $500.00 | None |
