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Sidney State Bank

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Checking Accounts

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

  Sidney E-Checking Sidney Budget  Checking Sidney Basic Checking Free Checking
At a Glance A unique account for the electronic banking user. A low cost account with no minimum balances to worry about. Basic checking account with Sidney State Bank benefits A checking account with no monthly service charge.
Best For This account was specifically designed to appeal to the person that will be paying for purchases with our VISA Check Card , paying bills electronically, and getting  cash from an ATM.  If you are signed–up for internet banking with Sidney State Bank, this may be the checking account for you. This account should appeal to individuals who desire a checking account with no per check fees and do not want to be worried about maintaining a minimum balance. This account should appeal to those individuals who desire a checking account without per check fees and are able to maintain a small minimum balance.  
Features
  • Free Internet Banking service
  • Free Bill Pay service
  • No minimum balance to avoid a monthly maintenance charge  
  • Free ATM/VISA Check card
  • No charge for debit card transactions, ATM withdrawals, ACH debits or credits
  • No per check charge for up to five checks per month
  • Earns the highest interest rate that we offer on a transaction account 
  • First order of personalized checks Free
  • Discount on loan interest rates when you authorize automatic payments to be deducted from your checking account
  • Free personalized checks for those 50 or better
  • No minimum balance to maintain.
  • Unlimited checking.  Write all the checks you like with no fee.
  • Free personalized checks.
  • Free  ATM/VISA Check card
  • Free Internet Banking service available
  • Free Bill Pay service available
  • Discount on loan interest rates when you authorize automatic loan payments to be deducted from your checking account
  • Unlimited checking.  Write all the checks you like with no fee.
  • Earns interest when balance is $1000 or more
  • First order of  personalized checks Free
  • Free ATM/Visa Check card
  • Free Internet Banking service available
  • Free Bill Pay service available
  • Discount on  personal loan interest rates when you authorize automatic payments to be deducted from your checking account
  • Monthly maintenance charge waived when you have a mortgage with Sidney State Bank
  • Free personalized checks for those 50 or better
  • Free Internet Banking service
  • Low-cost Bill Paying service  
  • Free ATM/Visa Check card
Minimum  Balance

$2500.00 minimum balance to earn interest.

No minimum balance to avoid a monthly maintenance charge.
None

$500.00 to avoid a monthly maintenance charge

$1000.00 to earn interest
None
Fees $.50 for each check posting to the account after the five (5) free checks available each month $5.00 per month maintenance charge $8.00 monthly maintenance charge if the balance falls below $500.00 None

 

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